{
  "fetchedAt": "2026-05-02T13:30:49.086Z",
  "sourceUrl": "https://www.hsbc.co.uk/savings/interest-rates/",
  "products": [
    {
      "productName": "Fixed Rate Cash ISA",
      "section": "active",
      "subTitle": "Interest rate is fixed for the term of your deposit.",
      "headers": [
        "Effective date",
        "Amount",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-30",
          "originalDate": "30 March 2026",
          "values": {
            "Effective date": "30 March 2026",
            "Amount": "£500+",
            "AER": "4.50% AER (4.50% tax-free)"
          }
        }
      ]
    },
    {
      "productName": "Online Bonus Saver",
      "section": "active",
      "subTitle": "Interest including bonus (Variable rate) (Where you don't make a withdrawal in the month)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£1 to £50,000",
            "Gross": "3.30%",
            "AER": "3.35%"
          }
        }
      ]
    },
    {
      "productName": "Online Bonus Saver",
      "section": "active",
      "subTitle": "Standard rates Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "All balances",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "Regular Saver",
      "section": "active",
      "subTitle": "Annual interest (fixed rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2024-10-07",
          "originalDate": "7 October 2024",
          "values": {
            "Effective date": "7 October 2024",
            "Amount": "£25 to £250 per month",
            "Gross": "5.00%",
            "AER": "5.00%"
          }
        }
      ]
    },
    {
      "productName": "Flexible Saver",
      "section": "active",
      "subTitle": "Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "All balances",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier Savings†",
      "section": "active",
      "subTitle": "Any cash held in the Capital and Income cash accounts of the Premier Investment Management Service or Trust Discretionary Investment Services will be paid the interest rate set for balances over £100,000. HSBC Premier Savings † is available to Premier customers only Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "Below £50,000",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        },
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£50,000 to £100,000",
            "Gross": "1.14%",
            "AER": "1.15%"
          }
        },
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "Over £100,000",
            "Gross": "1.64%",
            "AER": "1.65%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Loyalty Cash ISA",
      "section": "active",
      "subTitle": "HSBC Loyalty Cash ISA – HSBC Premier rates",
      "headers": [
        "Effective date",
        "Interest rate"
      ],
      "rates": [
        {
          "effectiveFrom": "2025-11-14",
          "originalDate": "14 November 2025",
          "values": {
            "Effective date": "14 November 2025",
            "Interest rate": "3.00% AER (2.96% tax free)"
          }
        }
      ]
    },
    {
      "productName": "HSBC Loyalty Cash ISA",
      "section": "active",
      "subTitle": "HSBC Loyalty Cash ISA – Other current account rates",
      "headers": [
        "Effective date",
        "Interest rate"
      ],
      "rates": [
        {
          "effectiveFrom": "2025-11-14",
          "originalDate": "14 November 2025",
          "values": {
            "Effective date": "14 November 2025",
            "Interest rate": "2.50% AER (2.47% tax free)"
          }
        }
      ]
    },
    {
      "productName": "Fixed Rate Saver",
      "section": "active",
      "subTitle": "Fixed Rate Saver – both monthly and annual interest products",
      "headers": [
        "Effective date",
        "Term",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-04-10",
          "originalDate": "10 April 2026",
          "values": {
            "Effective date": "10 April 2026",
            "Term": "1 year",
            "Amount": "£2,000+",
            "Gross": "3.80%",
            "AER": "3.80%"
          }
        },
        {
          "effectiveFrom": "2026-04-10",
          "originalDate": "10 April 2026",
          "values": {
            "Effective date": "10 April 2026",
            "Term": "2 years",
            "Amount": "£2,000+",
            "Gross": "4.10%",
            "AER": "4.10%"
          }
        }
      ]
    },
    {
      "productName": "MySavings",
      "section": "active",
      "subTitle": "MySavings – monthly interest (variable rate) Balances up to £3,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "3.69%",
            "AER": "3.75%"
          }
        }
      ]
    },
    {
      "productName": "MySavings",
      "section": "active",
      "subTitle": "Balances of £3,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier MySavings",
      "section": "discontinued",
      "subTitle": "Balances up to £3,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "3.69%",
            "AER": "3.75%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier MySavings",
      "section": "discontinued",
      "subTitle": "Balances of £3,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "Future Saver for children",
      "section": "discontinued",
      "subTitle": "Future Saver for children – Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£1+",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "Help to Buy: ISA",
      "section": "discontinued",
      "subTitle": "Help to Buy: ISA – monthly interest (variable rate) Balances up to £12,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-01-26",
          "originalDate": "26 January 2026",
          "values": {
            "Effective date": "26 January 2026",
            "Gross": "2.47%",
            "AER": "2.50%"
          }
        }
      ]
    },
    {
      "productName": "Help to Buy: ISA",
      "section": "discontinued",
      "subTitle": "Balances of £12,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-01-26",
          "originalDate": "26 January 2026",
          "values": {
            "Effective date": "26 January 2026",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "Young Saver",
      "section": "discontinued",
      "subTitle": "Young Saver - Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2023-08-10",
          "originalDate": "10 August 2023",
          "values": {
            "Effective date": "10 August 2023",
            "Amount": "£1+",
            "Gross": "2.23%",
            "AER": "2.25%"
          }
        }
      ]
    }
  ]
}